Aligned with Saudi Vision 2030

FinTech and Automated Financial Services

AlwAI 2020

Agentic AI Solutions for Saudi Arabia's Digital Future

ZATCA & SDAIA Compliant
Full Arabic Language Support
24/7 Support

Powering the Future of Finance in Saudi Arabia

AlwAI 2020 is the engine behind the next generation of financial services. From smarter lending to automated wealth management, we help Saudi fintechs and banks innovate securely.

The Financial Sector Development Program (FSDP) is a key pillar of Vision 2030. AlwAI 2020 supports this vision by providing state-of-the-art AI tools that enhance financial inclusion, promote savings, and ensure a robust, secure financial infrastructure for the Kingdom.

3x
faster loan processing
40%
reduction in operating costs
99%
fraud detection rate
24/7
automated advisory
AlwAI 2020 - Fintech Innovations
5999 SAR/month

AI solutions for the financial sector. Automate credit scoring, detect fraud, and provide personalized financial advice (robo-advisory) in compliance with SAMA regulations.

AI credit risk assessment
Algorithmic trading tools
Robo-advisory for wealth management
Transaction anomaly detection
Regulatory reporting automation
Customer financial health analysis

Key Benefits

Smarter Risk Management

Leverage AI to assess credit risk more accurately, opening new revenue streams while keeping bad debt low.

Automated Wealth

Offer low-cost, automated investment advice to mass-market customers, democratizing wealth management.

Compliance Assurance

Automate complex regulatory reporting tasks, ensuring you always stay on the right side of SAMA rules.

Customer Engagement

Provide hyper-personalized financial insights that help customers achieve their financial goals, building trust and loyalty.

AlwAI 2020 Features

Alternative credit scoring
Robo-advisor engine
Real-time fraud monitoring
AML & KYC automation
Chatbots for banking support
Investment portfolio optimization
Personal finance management (PFM)
Regulatory reporting (RegTech)
Payment processing optimization
Insurance claim automation
Blockchain integration support
Open banking API connector

Industry Use Cases in Saudi Arabia

Digital Banks

Neobanks use AlwAI 2020 to offer instant account opening and micro-loans with automated credit decisions.

Investment Firms

Asset managers deploy our robo-advisory tools to offer personalized investment portfolios to thousands of clients simultaneously.

Lending Platforms

P2P lending platforms utilize our AI scoring to match unnecessary borrowers with lenders efficiently and securely.

Insurance

Insurers automate claim processing and fraud detection, speeding up payouts for legitimate claims.

How It Works

1

Integration

Connect via secure APIs to core banking systems and third-party data providers.

2

Model Configuration

Set up credit risk parameters, investment strategies, or fraud detection rules tailored to your business.

3

Deployment

Launch services to customers through web and mobile channels with real-time AI processing.

4

Compliance Monitoring

Automated tools continuously checking for adherence to latest SAMA regulations.

Frequently Asked Questions

Common questions about FinTech and Automated Financial Services

Is AlwAI 2020 approved for use under SAMA regulations?
Yes, our solutions are designed to comply with SAMA's guidelines for fintech and cybersecurity, and we support deployment within the SAMA Regulatory Sandbox.
How accurate is the AI credit scoring?
By analyzing alternative data points alongside traditional credit history, our AI provides a more holistic view of creditworthiness, increasing approval rates while managing risk.
Does it offer personal finance management features for customers?
Yes, it includes PFM tools that categorize spending, forecast cash flow, and offer personalized savings tips directly in your banking app.
Can it detect financial fraud in real-time?
AlwAI 2020 monitors transactions in milliseconds, flagging suspicious activities immediately to prevent unauthorized transfers and fraud.
Does the robo-advisor support Sharia-compliant investments?
Absolutely. The robo-advisory algorithms can be configured to screen and select investments that strictly adhere to Sharia principles.
How secure is the financial data?
We employ bank-grade encryption and strict access controls, ensuring all financial data remains secure and private.

Ready to Build Your Future?

Optimized for Saudi Arabia Market • Serving Riyadh • Serving Jeddah • Serving Dammam

Alwajeez Tech is the commercial marketing brand of شركة الأفق الواعدة, delivering Saudi Arabia–focused AI and enterprise software solutions aligned with the strategic objectives of Saudi Vision 2030. We drive the Kingdom's tech sector in accordance with the guidelines of the MCIT, ensuring our AI-driven platforms align with SDAIA standards for data privacy and AI ethics. Our solutions maintain full compliance with ZATCA E-Invoicing (Fatoora) regulations and Saudi tax standards. We adhere to CST cloud service provider registrations and telecom standards, while supporting DGA B2G digital transformation and the 'Government-as-a-Platform' initiative. Our high-performance architectures enable government and private entities to modernize operations, optimize services, and drive sustainable growth. This description is for informational purposes only.

Powering Saudi Arabia with local, trustworthy AI & Software solutions